How to Spot a Scam

As an adviser I frequently read in our trade press articles about the next group of innocent people being scammed out of their hard-earned savings. But recently these cases have hit the mainstream press. The BBC website carried an article in January about a group of...
Dog friendly dining

Dog friendly dining

Fed up with looking at lettuce leaves I was coaxed into choosing a ‘push the boat out’ lunch on my most recent trip to Cirencester. Ian and I headed to Toro Lounge on this bright but cold lunchtime and I was pleasantly surprised to discover even more shops and...

Simple Assessment is here

So what is simple assessment? Basically it is a calculation that HMRC has started issuing to taxpayers with relatively straight forward tax affairs, to collect underpayments of tax. This is as an alternative to issuing a tax return for completion. HMRC have always had...
Kings for a day,(well for lunch!)

Kings for a day,(well for lunch!)

Off to Wood Street again for another lunch, there are still lots of venues yet to visit and today we went to ’20 at The Kings’ formerly known as The Kings Arms.  This magnificent building opened in the 1830s and has been a focal point of Old Town ever since. The bar...
Let’s try Somewhere Else!

Let’s try Somewhere Else!

Looking at the pictures above is is instantly obvious the January health kick is in full force?  Well, for one of us anyway, Ian had already had a breakfast meeting in the pub just across the road from our Cirencester office.  Still, knowing that I am trying to be...

So you think you will get a State Pension!

“The latest Government Actuaries Department (GAD) projections regarding the National Insurance Fund used to pay State Pensions will run out by 2033. That’s quite a headline and certainly one that causes concerns for those approaching  or planning for their retirement....